1. I/We agree that the submission of loan application to your financial institution does not imply automatic approval by Decimus Financial Limited and that the institution will decide the quantum of the loan at its sole discretion and also reserves the right to reject any application and reserves the right to retain the application form along with the documents in case of rejection of loan.
  2. I/We also agree to furnish any additional documents as may be required by the institution as and when required.

  3. I/We understand that the Equated Monthly Installment (EMI) in connection with the loan will be due on a pre-decided date of every month. I/We understand that the institution shall not process incomplete / defective application and will also not be liable for loss or delay in processing resulting from the same.

  4. I/We also agree to issue post-dated cheques favouring Decimus Financial Limited only and understand that the processing fee paid by me/us is non-refundable.

  5. I/We shall advise the institution in writing of any change in my/our residential or employment address. Please credit all sums received by you in either or all the names of this account.

  6. I/We confirm that the funds shall be used for the purpose for which loan has been applied and will not be used for speculative or antisocial purpose.

  7. I/We confirm that I/we have not taken any loan from any other bank/finance company unless specifically declared by me/us.

  8. I/We certify that we are citizens of India (in the case of individual/s).

  9. I/We hereby authorize and give consent to the financial institution to disclose, without notice to me/us, information furnished by me/us in application form(s)/related documents executed/to be executed in relation to the facilities to be availed from the institution, to the institution's other branches/subsidiaries/affiliates/ Credit Bureaus/Rating Agencies, Service Providers, banks/financial institutions, governmental/regulatory authorities or third parties for KYC information verification, credit risk analysis, or for other related purposes that the institution may deem fit.

  10. I/We waive the privilege of privacy and privity of contract.

  11. I/We declare that I/we will not hold Decimus Financial ltd. or its agent(s) responsible for the delivery / colour / make /performance/quality of the asset for which loan has been applied under this application.

  12. I/we confirm having received, read and understood the terms and conditions applicable to this loan and accept the same. I/We hereby unconditionally, agree that these terms and conditions may be changed by Decimus Financial Ltd. at any time and I/We will be bound by the amended terms and conditions.

  13. I/We certify that the information furnished above is true and accurate.

  14. I/We authorize Decimus Financial Ltd. to make any enquiries regarding my application.

  15. I/We confirm that obtaining registration certificate is my/our responsibility and not that of the Bank.

  16. In case of a cancellation of loan by me/us, I/We am/are liable to pay the requisite charges and the institution is entitled to recover the same from me/us.

  17. I/We have read and understood the contents of all the pages of the loan application form and accept the same.

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Decimus House
195,M.G.Road- Pune 411001